RUBIES API uses API keys to authenticate requests. You can view and manage your API keys on the BAAS Dashboard. Test mode secret keys have the prefix sk_test_ and live mode secret keys have the prefix sk_live_. Alternatively, you can use restricted API keys for granular permissions.
\nYour API keys carry many privileges, so be sure to keep them secure! Do not share your secret API keys in publicly accessible areas such as GitHub, client-side code, and so forth.
\nRUBIES uses conventional HTTP response codes to indicate the success or failure of an API request. In general: Code “00” indicates success. Codes in the 4xx range indicate an error that failed given the information provided (e.g., a required parameter was omitted, a charge failed, etc.). Codes in the 5xx range indicate an error with RUBIES' servers (these are rare).
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\"APEKS Microfinance Bank\",\n \"bankcode\": \"090143\"\n },\n {\n \"bankname\": \"ASOSavings\",\n \"bankcode\": \"090001\"\n },\n {\n \"bankname\": \"Access\",\n \"bankcode\": \"000014\"\n },\n {\n \"bankname\": \"AccessMobile\",\n \"bankcode\": \"100013\"\n },\n {\n \"bankname\": \"Addosser MFBB\",\n \"bankcode\": \"090160\"\n },\n {\n \"bankname\": \"Alphakapital MFB\",\n \"bankcode\": \"090169\"\n },\n {\n \"bankname\": \"Amju MFB\",\n \"bankcode\": \"090180\"\n },\n {\n \"bankname\": \"Astrapolis MFB\",\n \"bankcode\": \"090172\"\n },\n {\n \"bankname\": \"BC Kash MFB\",\n \"bankcode\": \"090127\"\n },\n {\n \"bankname\": \"Boctrust Microfinance Bank\",\n \"bankcode\": \"090117\"\n },\n {\n \"bankname\": \"Bosak MFB\",\n \"bankcode\": \"090176\"\n },\n {\n \"bankname\": \"Bowen MFB\",\n \"bankcode\": \"090148\"\n },\n {\n \"bankname\": \"Brent Mortgage Bank\",\n \"bankcode\": \"070015\"\n },\n {\n \"bankname\": \"CEMCS MFB\",\n \"bankcode\": \"090154\"\n },\n {\n \"bankname\": \"CIT Microfinance Bank\",\n \"bankcode\": \"090144\"\n },\n {\n \"bankname\": \"CONSUMER MFB\",\n \"bankcode\": \"090130\"\n },\n {\n \"bankname\": \"Cellulant\",\n \"bankcode\": \"100005\"\n },\n {\n \"bankname\": \"Chikum Microfinance Bank\",\n \"bankcode\": \"090141\"\n },\n {\n \"bankname\": \"CitiBank\",\n \"bankcode\": \"000009\"\n },\n {\n \"bankname\": \"Contec Global\",\n \"bankcode\": \"100032\"\n },\n {\n \"bankname\": \"Coronation\",\n \"bankcode\": \"060001\"\n },\n {\n \"bankname\": \"Covenant MFB\",\n \"bankcode\": \"070006\"\n },\n {\n \"bankname\": \"Credit Afrique MFB\",\n \"bankcode\": \"090159\"\n },\n {\n \"bankname\": \"Daylight Microfinance Bank\",\n \"bankcode\": \"090167\"\n },\n {\n \"bankname\": \"EMPIRE MFB\",\n \"bankcode\": \"090114\"\n },\n {\n \"bankname\": \"Eartholeum\",\n \"bankcode\": \"100021\"\n },\n {\n \"bankname\": \"Ecobank\",\n \"bankcode\": \"000010\"\n },\n {\n \"bankname\": \"Ecobank Xpress Account\",\n \"bankcode\": \"100008\"\n },\n {\n \"bankname\": \"Ekondo MFB\",\n \"bankcode\": \"090097\"\n },\n {\n \"bankname\": \"Eso-E Microfinance Bank\",\n \"bankcode\": \"090166\"\n },\n {\n \"bankname\": \"FAST MFB\",\n \"bankcode\": \"090179\"\n },\n {\n \"bankname\": \"FBN Morgages Limited\",\n \"bankcode\": \"090107\"\n },\n {\n \"bankname\": \"FBNMobile\",\n \"bankcode\": \"100014\"\n },\n {\n \"bankname\": \"FBNQuest\",\n \"bankcode\": \"060002\"\n },\n {\n \"bankname\": \"FCMB\",\n \"bankcode\": \"000003\"\n },\n {\n \"bankname\": \"FCMB MOBILE\",\n \"bankcode\": \"100031\"\n },\n {\n \"bankname\": \"FET\",\n \"bankcode\": \"100001\"\n },\n {\n \"bankname\": \"FFS Microfinance Bank\",\n \"bankcode\": \"090153\"\n },\n {\n \"bankname\": \"FSDH\",\n \"bankcode\": \"400001\"\n },\n {\n \"bankname\": \"FUTO MFB\",\n \"bankcode\": \"090158\"\n },\n {\n \"bankname\": \"FidFund MFB\",\n \"bankcode\": \"090126\"\n },\n {\n \"bankname\": \"Fidelity\",\n \"bankcode\": \"000007\"\n },\n {\n \"bankname\": \"Fidelity Mobile\",\n \"bankcode\": \"100019\"\n },\n {\n \"bankname\": \"FinaTrust Microfinance Bank\",\n \"bankcode\": \"090111\"\n },\n {\n \"bankname\": \"First Bank\",\n \"bankcode\": \"000016\"\n },\n {\n \"bankname\": \"First Generation Mortgage Bank\",\n \"bankcode\": \"070014\"\n },\n {\n \"bankname\": \"First Multiple MFB\",\n \"bankcode\": \"090163\"\n },\n {\n \"bankname\": \"First Royal Microfinance Bank\",\n \"bankcode\": \"090164\"\n },\n {\n \"bankname\": \"Flutterwave Technology solutions Limited\",\n \"bankcode\": \"110002\"\n },\n {\n \"bankname\": \"Fortis Microfinance Bank\",\n \"bankcode\": \"070002\"\n },\n {\n \"bankname\": \"FortisMobile\",\n \"bankcode\": \"100016\"\n },\n {\n \"bankname\": \"Full range MFB\",\n \"bankcode\": \"090145\"\n },\n {\n \"bankname\": \"GATEWAY MORTGAGE BANK\",\n \"bankcode\": \"070009\"\n },\n {\n \"bankname\": \"GOWANS MFB\",\n \"bankcode\": \"090122\"\n },\n {\n \"bankname\": \"GTBank\",\n \"bankcode\": \"000013\"\n },\n {\n \"bankname\": \"GTMobile\",\n \"bankcode\": \"100009\"\n },\n {\n \"bankname\": \"Gashua Microfinance Bank\",\n \"bankcode\": \"090168\"\n },\n {\n \"bankname\": \"GreenBank MFB\",\n \"bankcode\": \"090178\"\n },\n {\n \"bankname\": \"HASAL MFB\",\n \"bankcode\": \"090121\"\n },\n {\n \"bankname\": \"Hackman Microfinance Bank\",\n \"bankcode\": \"090147\"\n },\n {\n \"bankname\": \"Haggai Mortgage Bank\",\n \"bankcode\": \"070017\"\n },\n {\n \"bankname\": \"Hedonmark\",\n \"bankcode\": \"100017\"\n },\n {\n \"bankname\": \"Heritage\",\n \"bankcode\": \"000020\"\n },\n {\n \"bankname\": \"Rubies MFB\",\n \"bankcode\": \"090175\"\n },\n {\n \"bankname\": \"IBILE Microfinance Bank\",\n \"bankcode\": \"090118\"\n },\n {\n \"bankname\": \"IRL Microfinance Bank\",\n \"bankcode\": \"090149\"\n },\n {\n \"bankname\": \"Imperial Homes Mortgage Bank\",\n \"bankcode\": \"100024\"\n },\n {\n \"bankname\": \"Infinity MFB\",\n \"bankcode\": \"090157\"\n },\n {\n \"bankname\": \"Infinity trust Mortgage Bank\",\n \"bankcode\": \"070016\"\n },\n {\n \"bankname\": \"Innovectives Kesh\",\n \"bankcode\": \"100029\"\n },\n {\n \"bankname\": \"Intellifin\",\n \"bankcode\": \"100027\"\n },\n {\n \"bankname\": \"JAIZ\",\n \"bankcode\": \"000006\"\n },\n {\n \"bankname\": \"JubileeLife\",\n \"bankcode\": \"090003\"\n },\n {\n \"bankname\": \"KUDA MFB\",\n \"bankcode\": \"090267\"\n },\n {\n \"bankname\": \"Kegow\",\n \"bankcode\": \"100015\"\n },\n {\n \"bankname\": \"Keystone\",\n \"bankcode\": \"000002\"\n },\n {\n \"bankname\": \"LBIC Mortgage Bank\",\n \"bankcode\": \"070012\"\n },\n {\n \"bankname\": \"Lafayette Microfinance Bank\",\n \"bankcode\": \"090155\"\n },\n {\n \"bankname\": \"Lapo MFB\",\n \"bankcode\": \"090177\"\n },\n {\n \"bankname\": \"MONEYTRUST MFB\",\n \"bankcode\": \"090129\"\n },\n {\n \"bankname\": \"Mainstreet MFB\",\n \"bankcode\": \"090171\"\n },\n {\n \"bankname\": \"Malachy MFB\",\n \"bankcode\": \"090174\"\n },\n {\n \"bankname\": \"Microcred Microfinance Bank\",\n 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\"bankname\": \"Rahama MFB\",\n \"bankcode\": \"090170\"\n },\n {\n \"bankname\": \"Rand Merchant Bank\",\n \"bankcode\": \"000024\"\n },\n {\n \"bankname\": \"Refuge Mortgage Bank\",\n \"bankcode\": \"070011\"\n },\n {\n \"bankname\": \"Reliance MFB\",\n \"bankcode\": \"090173\"\n },\n {\n \"bankname\": \"Royal Exchange Microfinance Bank\",\n \"bankcode\": \"090138\"\n },\n {\n \"bankname\": \"SUNTRUST \",\n \"bankcode\": \"000022\"\n },\n {\n \"bankname\": \"SafeTrust\",\n \"bankcode\": \"090006\"\n },\n {\n \"bankname\": \"Sagamu Microfinance Bank\",\n \"bankcode\": \"090140\"\n },\n {\n \"bankname\": \"Seed Capital Microfinance Bank\",\n \"bankcode\": \"090112\"\n },\n {\n \"bankname\": \"StanbicIBT\",\n \"bankcode\": \"000012\"\n },\n {\n \"bankname\": \"StanbicMobileMoney\",\n \"bankcode\": \"100007\"\n },\n {\n \"bankname\": \"StandardChartered\",\n \"bankcode\": \"000021\"\n },\n {\n \"bankname\": \"Stanford MFB\",\n \"bankcode\": \"090162\"\n },\n {\n \"bankname\": 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\nGuide to best Wallet practices.\n
\n
This is used to control the payment amount.
\nFIXEDAMOUNT: - Customer must pay the exact amount\nvia bank transfer else bank transfer will fail.\n
\nUNDERPAYMENT: - Customer is allowed to pay an amount less\nthan the specified amount.\n
\nOVERPAYMENT: - Customer is allowed to pay an amount greater\nthan the specified amount.\n
\nVARIABLEAMOUNT: - Customer is allowed to pay any amount (\ncould be useful for donations, collections etc)\n
\nNB
{\n\"originatoraccountnumber\": \"0765390091\",\n
\"amount\": \"100.00\",\n
\"originatorname\": \"UCHECHUKWU JOSEPH\",\n
\"service\": \"RUBYPAY\",\n
\"narration\": \"TRF FRM UCHECHUKWU JOSEPH TO RUBYPAY-JOSEPH\",\n
\"craccountname\": \"RUBYPAY-JOSEPH\",\n
\"paymentreference\": \"000014200430123404299823865303\",\n
\"sessionid\": \"000014200430123404299823865303\",\n
\"bankname\": \"Access\",\n
\"craccount\": \"4460858848\",\n
\"bankcode\": \"000014\"\n
}
Purchase Airtime:
\nreference: is always unique
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\nView category of Billers
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